Thursday, December 19, 2019

Analysis Of The Poem Not My Business - 1043 Words

Niyi Osundare’s free verse poem â€Å"Not My Business† is about the way that tyranny grows if not opposed. It offers three different stories of oppression followed by the experience of the speaker. This story is set in Nigeria but could apply to other countries too. Osundare’s use of a refrain symbolizes the desire to be free from oppression, which the speaker associates with the yam. On the other hand, the clichà © â€Å"Not my business† is representative of the speaker’s indifference to the ubiquitous grasp of terrorism. Every utterance of â€Å"What business of mine is it†(Osundare 5), shows the speaker feels more and more exempt from oppression and terror so long as it does not involve himself. Only in the final stanza, when he is robbed of the yam that his â€Å"...savouring mouth†(Osundare 7) seeks, does he realize the flaw in his thinking. His indifference towards tyranny is at the root of his struggle. If the speaker had rea lized, no matter what his situation, that terror affects everyone in an oppressed society, then he would have realized that freedom would be unattainable as early as â€Å"They picked Akanni up one morning†(Osundare 1). Perhaps he would not have tricked himself into believing he was free. â€Å"Not My Business† is a poem comprised of eight stanzas. The odd-numbered stanzas describe aspects of terror that fill this repressed society. Even-numbered stanzas, except the the final stanza, reveal the speaker’s regret and flawed indifference to the pervasive grasp of terrorism.Show MoreRelatedThe Gift: Lies in Nature’s Lessons1406 Words   |  6 Pagesqualities of these poems are depicted, with the use of literary devices such as imagery and Tone. Nature is the underlying theme to both poems; however, they differ in that Thurston’s, River otters at play, is centered on unprincipled laws relating to love and communication. 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Wednesday, December 11, 2019

Stock Prices of HSBC

Question: Describe about the Stock Prices of HSBc? Answer: In the above chart stock prices of HSBC are compared with SP500. After years of continuous declines, industry revenue is expected to finally pick up in 2015 as the US economy strengthens. The Federal Reserve in its most recent minutes has provided positive forward guidance regarding interest rates, which are expected to rise by mid-2015. Consequently, borrowing activity is expected to increase prior to the spike in interest rates as consumers and businesses try to lock-in lower rates on loans. Furthermore, an increase in interest rates is expected to generate higher income for industry operators by increasing the spread between the rate the banks pay on deposits and the rates at which they lend money. An improving economy is also releasing pent-up demand for credit. Auto loans are on the rise, and access to credit is expected to increase 6.5% in 2015. This is the highest year-on-year increase over the five years to 2015. A recovering credit market is expected to boost the industry's interest and noninterest income as banks are anticipated to earn more revenue in fees due to a greater volume of loan origination. Consequently, IBISWorld expects revenue to increase 1.2% over 2015. The government spent billions of dollars to prop up the Commercial Banking industry and the economy during the recession, but the consumer credit market has continued to thaw slower than anticipated. The Federal Reserve has tried to stimulate the economy by adjusting interest rates, which still remain at all-time lows, hovering between 0.0% and 0.3%. However, because credit markets are subject to continued economic uncertainty due to the European sovereign debt crisis and Standard Poor's downgrade of US so vereign debt in August 2011, these low interest rates remain unappealing to depositors and borrowers alike. In addition, volatile capital markets, coupled with sluggish income growth, have increased US consumers' uncertainty, which has only caused more struggles for the credit market. Consumers have continued to remain uncertain about the economy and therefore cautious with their spending. Consequently, an increasing number of consumers have been putting money into banks or government treasuries. According to the FDIC, industry deposits have grown at an annualized rate of 7.0% in the five years to 2014 (latest available data) to about $9.3 trillion. While cash flow into banks has increased, there has also been a large decline in the outflow of funds in the form of loans. Nonetheless, signs of improvement have persisted in 2014 and 2015, especially from the automobile sector. Recently, the largest commercial banks have been meticulous about granting refinance requests. Typically, homeowners must have substantial equity in the house, good credit and a reliable source of income to receive refinancing. Since the recession, many consumers have been unable to meet these requirements, which have prompted government institutions, such as Fannie Mae and Freddie Mac, to ste p up and help borrowers by backing their refinanced loans. Between 2009 and 2012, Freddie Mac helped more than 5.4 million homeowners refinance their mortgages, while also assisting about 700,000 homeowners in avoiding foreclosure. Since many commercial banks are Freddie Mac-approved lenders, they benefit from these institutions' efforts to help distressed homeowners.

Tuesday, December 3, 2019

Tracy Chapman Essays - The Story Of Tracy Beaker, Music, Vocal Music

Tracy Chapman In Nineteen Eighty-eight Tracy Chapman released her self titled debut album that retraced echoes of racial difference throughout time. When released, Tracy's first hit album sold vastly worldwide affecting millions of people's firm beliefs on racism is just one year. In Nineteen Eighty-nine she sold ten million albums and won herself three Grammy's. Tracy had herself off to a great start, but the best had just begun for this black vocalist. On her self titled album, she had several hits of which one led to some diligent listeners forever touched. Tracy was one of the first African American vocalists to show expression and feelings on a controversial level about race and power in a turmoiled country suffering from the aftershocks of segregation among blacks and whites. One song, Fast Car, on her debut album led to the embarkment of who Tracy Chapman the singer was, is and quite possibly who she may become. This song, Fast Car is one of her most sensitive songs to gloat my ears. Hearing her sing and express herself on such an inner personal level emphasizes Tracy's strength and determination. The beat sets a rhythm that you will hum for days. In the song Fast Car, Tracy literally relates her life to this fast car, hence the title. Many people don't associate the title of the song and the interpretation while listening to the song. In my interpretation the song is the story of Tracy's life and the travesties that she overcomes. The song is a progression over several years in her life. Fast Car takes us through three stages in her life. There is no repetitive chorus in this song either which I find rather interesting because her chorus is the progression of her life. Tracy begins her award winning inspirational song and the first stage in her life by singing: "You got a Fast Car; I want a ticket to anywhere; Maybe we can make a deal: Maybe together we can get somewhere". This beginning chorus states literally that Tracy wants to leave her life and she will leave it with anyone who is willing to go with her. It could very well be one of the saddest lines in the song, showing a deep and unsung depression. This line personally I feel relates to many peoples lives, how they want to escape the one thing they know in hopes of better. Imagine how many people can relate with Tracy in those few phrases. The next verse in the song elaborates Tracy's optimism towards her past and her future. She sings with eloquence: "Anyplace is better; Started from zero got nothing to lose; Maybe we'll make something; But me myself I have nothing to prove". Tracy sings about hating her life, and how she would like to state it over. I believe she's stating how she has never known any better but she holds hope for the future. She doesn't think it will take much to change her repetitive life. Tracy's second chorus begins with: "You got a fast car and I got a plant o get us out of here; Been working down at the convenience store; Managed to save just a little bit of money; We don't have to drive that far, just cross the border and into the city. You and I can both get jobs and finally see what it means to be living". In this verse I believe she says that she is making the best of her situation. Maybe that means living life as it has always been. Although Tracy lives with he agonizing patience of her better tomorrow. Everyone has their dreams and hopes. Tracy may not be as materialistic as others but she is more in touch with her personal side which gives the song great meaning. Tracy expands on her drama in the third chorus but only by elaborating more on her previous verse. In this verse, Tracy brings up a fairly painful event in her life. This verse also decodes a lot of the reason behind her actions and emotions Tracy has dealt with. She begins: "You see my old man's got a problem. He lives with the bottle and that's the way it is. He say his body too old for working, I say it's too young to look like this. My mama went off and left him; She wanted more from life than he could give: I said somebody's got to take care of him; So I quit school and that's what I did."